Fresh Jobs at IBILE Microfinance Bank

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  • People all over the world have similar aspirations – to provide for their families, to feed, clothe and shelter them, and to provide their children with opportunities to succeed. In developing countries where poverty is highest, microenterprises are estimated to represent more than 80% of all wealth-building enterprises and more than 20% of GNP.
    At I…

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    • Contents
    • Open Jobs
      1. Business Development/Loan Officer
      2. Internal Control Officer
    • Method of Application

    Business Development/Loan Officer

    • Job Type Full Time
    • Qualification BA/BSc/HND
    • Experience 2 years
    • Location Lagos
    • Job Field Sales / Marketing / Retail / Business Development&nbsp

    Job Title: Loan Officer (Public Sector (MDA)-Lagos State)

    Job Objective:

    To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

    Job Description

    • To aggressively market and sell the Bank’s products
    • Win new customers for the Bank
    • Ensure the retention of existing customers
    • Ensure the creation of Risk Assets for the Bank
    • Deposit liability mobilization
    • Drive the reactivation of inactive and dormant accounts
    • Ensure the Bank’s projection and visibility amongst new and existing customers
    • Facilitate and ensure set targets are met in line with marketing strategy
    • Updates job knowledge by participating in educational activities
    • Perform other tasks as assigned by Team Lead

    Qualification

    • HND or B.Sc in Marketing or related discipline.
    • Minimum of 2 years and more relevant work experience in as a Relationship Officer/SME Officer in a Microfinance Bank Setting.

    go to method of application »

    Internal Control Officer

    • Job Type Full Time
    • Qualification BA/BSc/HND
    • Experience 2 years
    • Location Lagos
    • Job Field Finance / Accounting / Audit&nbsp

    Job Objective:  To monitor internal control and ensure that staff comply with the bank’s accounting system and internal control policies.

    Responsibilities include:

    • Carry out all duties that focus on monitoring compliance with the bank’s internal control policies in the branches and units.
    • Check all books of account to ensure they are free of errors.
    • Verify all expenses made in the CSP, including price verification and certification of payment voucher.
    • Check loan forms and files for adequacy, precedent to disbursement.
    • Verify client’s business to confirm feasibility precedent to loan disbursement.
    • Pay random visit to client site, for account reconciliation.
    • Facilitate training of client before disbursement of loan and interview and attends to clients before opening of accounts.
    • Ensure all KYC and KYB documents are properly filed before reconciliation.
    • Check petty cash book on a daily basis.
    • Monitor bank’s assets and identify any obsolete or idle assets for efficient disposal as may be required.
    • Prepare compliance and control reports as may be appropriate.
    • Perform other duties, as may be assigned by the Head, Internal Control. 

    Education/Qualification:                                   

    • Bachelor’s degree from a recognized academic institution in Accounting, or related field.
    • Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.

    Skills & Knowledge

    • Good communication and interpersonal skill
    • Ability and aptitude to work with detail, precision, speed, and accuracy.
    • Knowledge of personal computers, including Microsoft Excel, Word processing.
    • Knowledge of relevant accounting packages
    • Knowledge in existing regulatory framework and best practices in internal control and audit.

    Method of Application

    Candidates should send their cover letter and resume with the subject stated as Business Development/Loan Officer to careers@ibilemfb.com. Please note that only loan officers with experience in Lagos state loan application and processing are advised to apply.

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.



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