Credit Risk Analyst at GTI Microfinance Bank Limited

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    We are an innovative, trusted partner in the provision of cutting-edge investment banking services.

    Our broad range of service offerings comprises of Securities Dealing, Asset Management, Trusteeship, Corporate Finance, Private Equity, and Micro banking.

    Since 1998, we have actively HandHeld our highly diversified client base – C…

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    Credit Risk Analyst

    • Job Type Full Time
    • Qualification BA/BSc/HND
    • Experience
    • Location Lagos
    • Job Field Finance / Accounting / Audit&nbsp

    Location: Lagos-Island, Lagos

    Job Description / Key Performance Indicator

    • Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
    • Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
    • Conducting credit search from an approved Credit Bureau for facilities
    • Booking of loans in line with approved terms and conditions
    • Proper documentation and updating of the loan files
    • Follow up and monitoring of disbursed loans to ensure timely repayment
    • Development and review of new products existing ones
    • Develop, review and update the bank’s credit policies.

    Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required:

    • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required
    • Meet set deliverables.

    Requirements

    • Bachelor’s Degree qualification.
    • Applicants must have a minimum of 5 years experience in a financial institution.
    • Microfinance bank experience will be an added advantage.

    Method of Application

    Interested and qualified candidates should forward their Applications to: employmentinn@gmail.com using the Job Title as mail the subject.

    Note: Only qualified applicants will be attended to.

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